Agridime Review 2022: Invest Directly in Cattle

If you’ve ever driven across the U.S., you’ve undoubtedly experienced a vast scenery of crops, farms, and herds of cows grazing on fields. You may not have thought about it, but the cattle you see on the side of the road represents a living and breathing investment in the meat supply chain.

Agridime is an online investment company that specializes in cattle and other agricultural products. It uses a “live supply chain” to help farmers sell their products at set prices to grocers and through its online store. 

For investors who aren’t farmers, Agridime creates a market to invest directly in cattle which is contracted to the company’s live supply chain. You’re paid after their cattle are harvested and sold.

Agridime acts primarily as a broker between farmers and grocers. However, it offers everyday people an opportunity to invest in cattle that become part of Agridime’s supply chain.

Agridime allows you to buy live cattle for $2,000 per head. The cattle are contracted into Agridime’s supply chain, so Agridime takes on the responsibility to care for the animals until they’re harvested.

Once harvested, you receive a return of capital, plus an expected $300-$400 profit. The profits are based on Agridime’s current contracted rates.

In 2021, investors averaged a 20% return on 5,000 head of cattle in Agridime’s business. Agridime reports a 20% guaranteed rate of return on contracts of 50 head of cattle or more, or a 15% return on contracts with fewer than 50 heads.

These returns are contractually guaranteed. That means you can expect to see the advertised returns as long as Agridime stays solvent.

Note: Future contracts could change the guaranteed return on the contract. Be sure to check for current rates before investing.

All cattle that investors buy through Agridime are insured by Agridime. If a cattle dies, Agridime will pay the return in the contract. The insurance protects both Agridime and investors.

Agridime manages the full supply chain associated with raising and harvesting cattle. The company has contracted prices to buy cattle at certain prices and sell meat at other prices. Agridime finishes all the cattle on a farm in Kansas before it sells the meat to grocers across the nation.

The investment period for the cattle is one year. Agridime repays the principal investment and the returns via a wire transfer within 10 days of the contract closing.

Agridime does not disclose any fees on its websites including on the terms page. The contract that details profit distribution is only issued after an investor buys cattle through the website.

According to Agridime, you can expect to earn $300-$400 in profits per head of cattle purchased.

Some people know agriculture and agricultural finances well. But most of us have no experience buying whole cows. The closest I’ve come to buying cattle is buying ten pounds of ground beef on sale at the supermarket.

We could not find another site that allowed investors to passively invest in cattle. Companies like AcreTrader  HarvestReturns, and YieldStreet give investors exposure to the agricultural sector through funding ranches or farms. But these companies produce returns by funding agricultural projects either through debt or revenue sharing opportunities.

For opportunities on these types of crowdfunding platforms, the investment companies provide a risk profile and a range of expected returns. The outcomes of the investments aren’t insured against loss.

Agridime sells its whole cattle through the company’s online store. You don’t need an account to buy. Instead, you can invest by entering your credit card information in the web portal.

Overall, Agridime has a relatively secure platform. It uses third-party payment integrations and secure portals to encrypt contracts and store investor information.

In addition to considering information safety, think carefully about the risk profile of this investment. Agridime’s investment returns are contractually guaranteed. That means you can expect returns of 15-20%, depending on how much you invest. 

Agridime is based out of Fort Worth, Texas. 

Here\'s how to contact Agridime: 

• Address: 3000 South Hulen St., Suite 124, Fort Worth, TX 76109.
• Call 1-888-664-6621
• Email: cattle@agridime.com

Agridime’s business model seems amazing, and the returns on investment could be outstanding. Agridime offers a unique, agriculture investment that could offer a meaningful return in an otherwise down market. However, these returns are not truly guaranteed. The investment carries a risk of loss proportional to Agridime’s risk of insolvency. So, consider the risks before investing.